Antonio Barbera

How much cash should I keep on hand? | Personal finance

Cash is king, the saying goes, but it seems increasingly useless in today’s world. Friends pay with Venmo, delivery apps include digital tipping options, and even small retailers now accept credit and debit payments. “I see the need for cash diminishing beyond personal choice,” says Mark Sanchioni, chief banking officer at Ridgewood Savings Bank in …

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